Home Loan Products

Financing Your Home

There is a lot of things to think about when building your own home and the stress of sorting out your finance needn't be one of them when you build with Wilson Homes.

We strive to make it easier to get into your dream home and thanks to our long standing partnership with the Bank of us we have the expertise and knowledge to help turn your new home dream into a reality.

No matter if you are a First Home Buyer, Forever Home Buyer or an Investor, the Bank of us team can assist you with a range of loan options. From standard construction loans through to Turn Key Finance and Wilson Pays products which are both exclusive to Wilson Homes customers.

Keep reading to find out more...

What is Wilson Pays

Watch your dream home come to life while we help cover the interest on your building loan while you build.

We give you the ultimate in financial freedom, with a loan that lets you get started on building the home of your dreams while we pay the interest during construction.

Best Suited to...

  • If you who have a current property and would like to build a new home to live in, however need to sell your existing house or will be renting out your existing house once your new home is built.
  • If you have 10% or more equity and would like to save money on interest.

How Does It Work?

Once your home loan is approved, the first step is to settle on the land purchase or refinance other property, whichever is applicable.

  • Your loan for the construction component will operate on an interest only basis until the build is complete.
  • Through Wilson Pays, We will pay the interest on the construction loan until the build is complete, then you’ll need to make principal & interest payments.

But wait there's more...

  • Available on fixed-rate and variable rate loans
  • Loan-to-value ratios up to 90% (plus LMI)
  • Redraw available
  • Competitive interest rates
  • Seamless and efficient – you’re dealing with a local builder and a local lender who have a long history of working together.

What is Turn Key Finance?

Turn Key Finance is a loan solution that means you can have no repayments on your home loan while your house is under construction - reducing financial pressure and helping you to get into your new home sooner.

How Does It Work?

Once your home loan is approved, the first step is to settle on the land purchase or refinance other property whichever is applicable.

  • Part of a construction loan is funded to settle the land purchase (where applicable), and then generally 5 payments will be funded during the construction time of your new home.
  • Once you literally turn the key to your new home, you will start repayments on your Turn Key package loans.
Register for our FREE Home Finance Seminars

Best Suited to...

Register for our FREE Home Finance Seminars
  • First Home Buyers

People who are caught up in the rental market and would find it hard to manage rent and loan payments at the same time.

  • Investors

Those who like to build a new investment property, and would like to start loan repayments once the property is earning rental income.

Please complete the enquiry form and someone from our team will be in contact within 24 hours.

Alternatively you can give a building and design consultant a call on
1300 595 050.

Conditions Apply*

Bank of us lending criteria, terms and conditions, including fees and charges apply. Full details are available on application. Bank of us is a trading name of B&E Ltd ABN 32 087 652 088 AFSL & Australian Credit Licence 236870