Home Insurance Cover

A house is a big investment. Our insurance cover, through CGU, gives you reassurance that your home and contents are fully protected.

We can offer three levels of Home & Contents Insurance giving you the freedom to choose the best cover to suit your needs.

CGU provides you with access to a range of value added customer services such as pay-by-the-fortnight premiums (at no additional cost) and 24-hour Australia-wide Claims Hotline (13 24 80).

Levels of cover

Accidental Damaged Home Insurance

Comprehensive insurance which covers everything that Listed Events does, plus cover for any accidental loss or damage to your contents, with even higher coverage limits for valuables.

Listed Events Home Insurance

Cover for a defined range of events including fire or explosion, theft or attempted theft, lightning, earthquake, storm, rainwater or wind damage, and even a vehicle running into your home.

Fundamentals Home Insurance

Cover for a defined range of events including fire, burglary and storm damage.

New-for-old cover

Our contents insurance features new for old replacement, so we will repair, replace or pay you the cost to repair or replace the item. Your contents items will not be depreciated regardless of age, when you make a claim.

Additional cover for valuables

This additional cover will allow you to relax knowing your precious valuables, including jewellery and cameras are covered.

Like to know more or obtain a quote?
Call us on 03 6234 6444 or send us an email.

Things you need to know:

For full terms and conditions, please read the relevant Product Disclosure Statement; Home Fundamentals Insurance PDS & Policy & Key FactsHome Accidental Damage Insurance PDS & PolicyKey Facts and Home Listed Events Insurance PDS & Policy. Policy details provided thanks to CGU Insurance Ltd.

Home & Contents Insurance, Motor Vehicle Insurance, Boat Insurance, Caravan Insurance, Travel Insurance, Essential Cover Loan Repayment Insurance and Landlords Insurance are issued by CGU Insurance, part of the Insurance Australia Group (IAG) of companies. CGU Insurance products are underwritten and issued by Insurance Australia Limited ABN 11 000 016 722 AFS Licence No. 227681. In offering these products, Bank of us acts under its own Australian Financial Services Licence and under an agreement with the insurer, CGU.

This is general information only and does not take into account your individual objectives, financial situation or needs (‘your personal circumstances’). In arranging this insurance Bank of us Limited acts as an intermediary for CGU, not as your agent. Bank of us Limited does not guarantee any claim or benefit payable under the insurance policy. We receive commission on insurance products details can be found in our Financial Services Guide (FSG). Before making decisions about any of these insurance products you should consider the appropriateness of the information having regard to your circumstances and the applicable Product Disclosure Statement (PDS), which is available at any Bank of us branch or by calling 1300 306 716.