Steps to Build

Finance Solutions

Some say you can’t be all things to all people, but at Wilson Homes we try to be! In fact, it is part of our mission to build your dream home AND take the hassle out of financing.

Our finance team are experts and specialists in construction home loans, working alongside Wilson Homes they make the finance process simpler and easy on you, with the ease of doing everything all in the one place.

If you are a First Home Buyer, Second or Third Home Buyer or an Investor, we can assist you with a range of loan options from standard construction loans to our exclusive Turn Key Finance product.

Turn Key Finance


Wilson Homes has been aware that there has been no product in the market to assist people into home ownership who are currently renting and would struggle to juggle both their rental payments and loan repayments simultaneously.

Wilson Homes has had a long running relationship with Bank of Us and together we have brought a unique product to the market that we believe will assist in making home ownership a reality for many who feel it is out of reach.

If you are renting and thinking about building your dream Wilson home, are worried about juggling rent and loan payments simultaneously, we can help.

If you are thinking about doing the home owner shuffle, wanting to build your Wilson home, but needing to sell your existing home, we can help.

If you are thinking about entering the investment market by building a Wilson home, but are concerned about cash flow before rental payments commence, we can help.

What is ‘Turn Key’ Finance?
‘Turn Key’ is a finance package that affords you the ability to have no repayments on your home loan whilst your house is under construction.

Who is it for?

First Home Buyers

Those who are caught up in the rental market and would find it hard to manage rent and loan repayments at the same time.

Second Home Owners

Those who have a current property and would like to build a new home to live in, but need to sell their existing home or will be renting out the existing premises once their new home is built.

Are there any conditions?

Normal Lending criteria does apply.
Deposits are required – however, equity in an existing property can be used towards your deposit.

How does it work?

Once your Home Loan is approved, the first step is to settle your land purchase or refinance your land debt.
A loan will be drawn down to settle the purchase/refinance of your land and then 5 progress draws will be made during the construction period.
Repayments literally commence when you turn the key to enter your new home.
No repayments are required during the construction of your home.


• Local builder / Local lender
• Less financial pressure
• Get into your new home earlier than anticipated
• Competitive interest rate

Where do I sign up? More questions?
Talk to Gemma or Amy on 03 6234 6444 or GemmaRobertson [at] bankofus [dot] com [dot] au (email the team).

Gemma Robertson - Client Finance Manager

Gemma has 14 years experience working within the finance industry. Working 5 years for Island State, holding many roles from Member Chequing Officer through to Loans Officer. She then moved on and worked for 7 years with Tassie Home Loans as a Loans Consultant, Property Consultant and PA to the Managing Director.
Gemma has completed her examination administered by the Property Agents Board and is a Qualified Property Consultant, she also holds her Diploma in Financial Services (Finance/Mortgage Broking Management) and is a current member of the Mortgage & Finance Association of Australia (MFAA).
Gemma works hard to make the process of applying for finance as easy as possible, assisting you all the way from application to settlement.

Finance for Turn Key loans will be provided by Bank of us. Bank of us is a trading name of B&E LTD ABN 32 087 652 088, AFSL & Australian Credit Licence No. 236870. All applications are subject to the Bank of us standard credit assessment criteria and acceptance by Wilson Homes is not a guarantee of suitability or acceptance by Bank of us. Full details are available on application.